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Category: VA Loans (8 Articles)

Oct 17, 2024 | 1 min. read

An Introduction to VA Home Loans

Thank You For Serving Our Country Get up to 100% home financing as part of your military service benefits. VA Home Loans First and foremost, VA home loans are a benefit that America’s veterans and active duty ... More

May 5, 2024 | 5 min. read

Understanding VA Home Loans

How Does a Veteran's Affairs (VA) Loan Work? If you’re an eligible service member and are looking to buy or refinance a home, consider applying for a VA home loan with Summit Mortgage. VA home loans are designed ... More

Apr 17, 2024 | 3 min. read

The New Rules of VA Home Loans

The Veteran's Administration works hard to ensure their requirements to qualify for home loan benefits is regularly reviewed and in recent years have made a few significant changes that you may not be aware of. If you are a veteran, an active duty service member, reserve or national guard member, ... More

Apr 1, 2024 | 5 min. read

How Your Credit Score Affects Your Mortgage Rate

Does my credit score impact how much money I can borrow? A high credit score is your golden ticket to the best rate available on your home loan, which does impact the monthly payment and therefore does impact how much you can borrow. So if you are among ... More

Mar 26, 2024 | 10 min. read

First-Time Homebuyer Down Payment Strategies

When deciding if you're ready to buy a home, the down payment is a top factor in the decision. Fortunately, there are first-time homebuyer down payment assistance programs and helpful tips that can make things easier. More

First Time Homebuyer Loans and Programs
Mar 22, 2022 | 7 min. read

First-Time Homebuyer Loans and Programs

Which Loan Is Best for First-Time Homebuyers? If you’re thinking about becoming a first-time homebuyer, you are probably wondering about mortgages. How much does a first-time homebuyer have to put down? How can I get a first-time homebuyer’s loan with no credit? More

Jan 20, 2022 | 5 min. read

First-Time Homebuyer Qualifications and Benefits

What Are the Requirements for a First-Time Homebuyer Loan? Are you curious if you qualify as a first-time homebuyer? Good. Let's begin with this: you don’t need to be purchasing your first home to be a first-time homebuyer. Confused? Don’t be, and don’t allow a ... More

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