Preparing For a Down Payment: Year-End Savings Strategies
As the year comes to an end, you may be beginning to think about your financial goals for the new year. As aspiring homeowners, saving for a ... More
Tips for Homeowners with Aging Parents
If you have aging parents, it’s likely you’ve had conversations about their current and future living conditions. Most aging parents hope to stay in their home for as long as possible. Doing so helps them retain a sense of independence. However, they will likely reach a stage when ... More
Your First Home Can Be Your Dream Home
What comes to mind when you think of a “starter home”? Historically, the terms “Cheap,” “run-down,” and “bad investment” may have popped up. However, in recent years first-time buyers are turning the notion of a More
An Introduction to Low Down Payment Programs
With flexible qualifying, help from friends or family and down payments typically between as 0% and 5%, Summit Mortgage offers a variety of programs to choose from! Have questions? Want help getting started? Complete our Quick Start Form and we’ll connect you with ... More
First-Time Homebuyer Down Payment Strategies
When deciding if you're ready to buy a home, the down payment is a top factor in the decision. Fortunately, there are first-time homebuyer down payment assistance programs and helpful tips that can make things easier. More
Down Payment Assistance Programs in 2024: Support for First-Time Homebuyers
Is your stress about making the down payment stopping you from taking the plunge and buying a home? We get it; the thought of putting a huge sum of money down can be daunting. The good news, though, is that there are some great down payment assistance programs out there ... More
What Does My Lender Need to Know After Closing Day?
During your homebuying process, you’ll have a close relationship with your personal lender. After closing day, however, your loan will be managed by a loan servicer who may or may not be the lender who assisted with your loan during the home buying process. Either way, the loan servicer ... More
What Do I Need for Mortgage Pre-Approval?
Before you start looking for your first home, you’ll want to meet with your lender for mortgage pre-approval. This is an essential first step to secure most types of loans, including conventional, fixed-rate home ... More
