During your homebuying process, you’ll have a close relationship with your personal lender. After closing day, however, your loan will be managed by a loan servicer who may or may not be the lender who assisted with your loan during the home buying process. Either way, the loan servicer ... More
Before you start looking for your first home, you’ll want to meet with your lender for mortgage pre-approval. This is an essential first step to secure most types of loans, including conventional, fixed-rate home ... More
Does this sound like you? Retirement is fast approaching (or already here), your kids have successfully transitioned into adulthood, and you have abundant equity in your home. You are ready for a fresh start, to downsize, and to think about cashing in on all that equity. More
Congratulations! After a house-hunting marathon, you’ve finally reached the home stretch (no pun intended). All that’s left to do is go through the closing process. More
Searching for your dream home should be fun, but it’s easy to get weighed down by an endless sea of unfamiliar abbreviations like “APR,” “PMI,” or “LTV.” For this reason, first-time homebuyers often find the process daunting or unachievable. The good news is that there are ... More
In today's article, we will shed light on the exciting opportunities available for move-up buyers in the current market. Whether you're looking for a larger space, a better location, or improved amenities, now is an excellent time to explore your options and make a move. More
When you begin applying for a new mortgage or choose to refinance your existing home loan, you should build a plan to manage your credit throughout the mortgage process. Lenders like to know that borrowers are likely to repay the loans they take ... More
Rising interest rates have caused some potential homebuyers to hit pause while shopping for a new house. It’s a predictable reaction to the cataclysmic swing in the market since mid-2021. As of November 2022, loan interest rates are More
